California has hundreds of small, diverse communities scattered across the country. How much you pay for a home in California depends on where it is located. If possible, look for a home in an area you like and choose the lender that’s best for you.
If none of these lenders feel right for you or you can’t find a mortgage rate you’re happy with, don’t be afraid to branch out. A credit union or other online lender, such as Rocket Mortgage, may be a better fit for you. The idea is to find a mortgage that you can live happily with for decades after taking out a home.
Before you do anything else, though, run the numbers to find out how much you can afford. Ideally, you can buy a house and still save for the future.
READ MORE: Mortgage Calculator in California